Credit
Improvement

Our vision is to empower individuals and families to take control of their financial futures by providing credit & financial wellness guidance services. We strive to guide our clients improve their creditworthiness, increase their financial confidence, and unlock new opportunities, enabling them to achieve their dreams of homeownership, financial stability, and a brighter tomorrow.

Visit the link below to order your report from all 3 bureaus, for only $1 for 7 days!


*Smart Credit has a $5.99 for 7-day trial before charging $24.99/mo.

Don’t Know Your Score?

MFSN $29.90/month
SmartCredit $24.99/month

Now, if you don’t want to do the $1.00 or the $5.99 for 7 days, let’s get you started right away!

*Remember to allow us as access to your credit score report!*

MFSN $24.97/month

We will send certified dispute letters on your behalf to challenge all negative items listed on your reports. Tracking numbers for each mailing are available upon request.

Our services covers disputes across all three major bureaus (Equifax, Experian, and TransUnion).

As part of the process, accounts may be marked as deleted, verified, or updated, depending on the outcome of each investigation.

You can typically begin to see results—such as deletions—within the first 30 days but can depend per person up to 270 days. However, please note that we do not guarantee specific outcomes or timelines, as we do not control how quickly bureaus process or remove items.

Every profile is unique, so your journey may differ from others. That said, we’re proud of our proven track record and consistently strong results for our clients.

Important Requirement:

All clients are required to maintain an active credit monitoring service throughout the duration of the program. This service is essential for tracking credit changes and overall progress. The monthly cost ranges from $24.99 to $32.99 and may be canceled once you have successfully graduated from the program.

Choose Your Credit Improvement Package

Foundation Start

Duration: 2-4 months

Includes:

  • Full credit report audit (3 bureaus)
  • Identification & disputing  of negative, inaccurate, or outdated items
  • Personalized credit improvement strategy
  • Credit Building Recommendations

One-Time Payment:

$397

ON SALE
CODE: “MADNESS”

Sign up here

Core Rebuild

Duration: 3-6 months

Includes:

  • Everything in Foundation Start
  • Advanced Dispute Strategies
  • Ongoing follow-up through online portal
  • Credit education (how to maintain these changes)
  • Priority Support & Faster Processing

  • 1 Tradeline Included

One-Time Payment:

$597

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Elite Financial Reset

Includes:

  • Everything in Core Rebuild
  • Priority processing (faster turnaround on disputes)
  • Advanced dispute strategy (layered disputes, escalation tactics)
  • Credit-building guidance (utilization, tradelines, optimization)
  • 2 Tradelines Included

One-Time Payment:

$997

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Interested in Add-ons?

New Negative Item Handling $75 
The packages includes up to 3 rounds of disputes. If additional work is needed after that, we can continue for a small fee per round.
Credit Building Plan $60 
We can create a personalized plan to help you build and maintain strong credit beyond dispute work.